AlRayan Bank

Executive Management

FAHAD AL KHALIFA

Group Chief Executive Officer

Fahad Al Khalifa is a seasoned banking professional with over 25 years of experience in leadership roles in financial services. He was appointed to the role of Group Chief Executive Officer (GCEO) of AlRayan Bank in 2021. Before joining AlRayan Bank, he was the GCEO of Al Khalij Commercial Bank since 2014, and successfully oversaw the merger of both institutions to result in one of the largest Shari'ah compliant banks with an international presence in the UK, France and the UAE. Throughout his career, he has held prominent positions in Qatar's leading financial institutions to include Qatar Central Bank and Qatar National Bank (QNB). Number of shares held in AlRayan Bank directly or indirectly (through own companies or family members) as of 30-November-2025: 56,060 shares

HAMAD AL KUBAISI

Group Chief HR Officer

* Holder of bachelor's degree in Computer Science * Over than 22 years of experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 28,959 shares

OMAR AL EMADI

Group Chief Business Officer

* Holder of BSc in Finance from California State University in USA *Over 20 years of experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

RANA AL ASAAD

GM Retail and Private Banking

* Bachelor degree in English Literature from Qatar University * Diploma in Business Management from London Metropolitan University, U.K * Over 26 years of banking experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 599,795

RONAN DODGSON

AGM, Strategy and Projects

* Chartered Accountant (ACCA), DBS Dublin Ireland * Member of the Association of Chartered Certified Accountants (ACCA) * Over 30 years of experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

ALEXIS NEESON

Group Chief Risk Officer

* Bachelor degree in European Studies from Trinity College Dublin * Masters in Business Administration from the Smurfit Graduate School of Business, University College Dublin * Fellow of the Association of Chartered Certified Accountants (ACCA) * Over 24 years of banking experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0

TAHIR PIRZADA

GM, Group Treasurer and FI

* Holder of MBA (Finance) degree from Imperial College of Business Studies, Lahore‐Pakistan * Over 30 years of experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

STUART RENNIE

Group Chief Operation Officer

* Holder of Bachelor of Commerce & Administration (BCA), with Majors in Information Systems Management and Accountancy – Victoria University of Wellington, New Zealand * Master of Business & Administration (MBA) with Honours of Distinction, from the College of Commerce and Kellstadt Graduate School of Business – DePaul University in Chicago, USA * Over 30 years of Experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

ADEL ATTIA

GM, Group Internal Audit

* Holder of Bachelor degree of Management Sciences - Sadat Academy for Management Sciences – Egypt *Certified Anti-money Laundering Specialist (CAMS) – from ACAMS * 35 years of experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

MUTAZ DANA

GM, Group Compliance and AML

* Holder of master's degree in finance administration and Bachelor degree in Accounting * Certified AML specialist * Over 20 years of Experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

FAWZI SIAM

AGM, Sharia Audit

* Holder of Bachelor of commerce - Nagpur University, India * Over 30 years of experience * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

Houssam Itani

Group Chief Transformation Officer

* MBA from IMD, Lausanne - Switzerland * BBA in Finance from the American University of Beirut (AUB) * Over 20 years of financial services consulting experience collaborating with financial institutions and central banks * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

Shahnawaz Niazi

Group Chief Financial Officer

* Chartered Accountant from the Institute of Chartered Accountants of Pakistan * Bachelor's in Accounting & Commerce from University of Karachi * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares

Tawfiq Adnan Zuwayyed

GM – Group General Legal Counsel

* Masters in International Business Law from Paris-Sorbonne University Abu Dhabi * Over 30 years in legal practice and litigation including 25 years of Banking legal related experience in GCC and Middle Eastern Countries * Number of shares held in ARB directly or indirectly (through own companies or family members) as of 30-November-2025: 0 shares